Our Savings Accounts
Our Savings Accounts
Our Savings Accounts
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- Minimum to open and maintain account: $25
- Terms: 12 months
- Dividends paid on balances: All balances
- Features and Benefits: Every $25 deposit earns you an entry into the drawings for up to 10 prize entries per month.
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- Minimum to open and maintain account: No minimum required
- Dividends paid on balances: $100 or more
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- Minimum to open and maintain account: $2,500 to open | $0 to maintain
- Dividends paid on balances: $2,500 or more
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- Traditional, Roth, and Coverdell
- Minimum to open and maintain account: $1,000.00
- No setup
- No annual fees
- Dividends paid: Monthly
- Features and Benefits: Insured for up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), part of the National Credit Union Administration (NCUA), a federal agency
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- Minimum to open and maintain account: No minimum required
- Dividends paid on balances: $100 or more
- Features and Benefits: Renews automatically each year unless you close the account
- Funds automatically transfer on November 1 to either your LCFCU Savings or Checking Account, or we can mail a check to the address on your account
- May be opened at any time throughout the year
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- Youth Share Certificates available with: Minimum balance of $500
- Features and Benefits: Galaxy Club Checking available for ages 17 and under
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- Minimum to open and maintain account: $500 for a Youth account, $1,000 for a regular account
- Terms: Terms from 12 to 60 months
- Dividends paid on balances: All balances
- Features and Benefits: Renews automatically at the end of each term unless you close the account
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Make Deposits to Your Account
At any branch location
Through payroll deduction or direct deposit
Automatic transfers
Home banking
Access Your Account
At any branch location
ATM transactions at network ATMs nationwide
Online Banking
Mobile App