Fee Schedule
Fee Schedule
Fee Schedule
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Service Fee Below Minimum Balance Service Fee-
Inactive Savings Account$5.00 per month Early Closure Fee1 $25.00 per account Holiday Club Excessive Withdrawal Fee $5.00 per transaction Starting Over Savings Withdrawal Fee $15.00 per transaction
(after one free wd per year)Reopen Savings Fee2 $5.00 per account **Paper Statement Fee3 $5.00 per statement cycle E-Statement Fee FREE -
Service Fee Regular Checking Account $5.00 per month E-Checking Account $7.50 per month Senior Checking Account $3.50 per month Copy of Cleared Check
(in excess of two per month)$2.00 per item Draft/Check Printing Fee depends on style of draft ordered Draft/Check Manual Handling $10.00 per order Courtesy Pay Reinstatement Fee $35.00 per reinstatement Invalid MICR Line Processing $2.00 per item LCFCU Online E-Pay Base Fee
(per enrolled suffix)FREE (must initiate one bill per month) LCFCU Online E-Pay Non Usage Fee $4.95 per month Non Sufficient Funds - Returned $35.00 per item Paid Overdraft $10.00 per item Reopen Checking Fee2 $10.00 per account Stop Payment $30.00 per item or payment order Temporary Checks $3.00 for four checks -
Service Fee ATM Foreign Transaction $3.00 per transaction Overdraft Fee $35.00 for each Check, ACH
$10.00 for Debit Card, ATM transactions, or recurring debit card transactionsManual Handling Fee $10.00 per occurrence Replacement Debit Card $10.00 per item Stop Payment on Recurring Transactions $30.00 per request VISA Merchant Transaction Copy $15.00 per request -
Service Fee Foreign Wire Transfer (outgoing) $50.00 per payment order Domestic Wire Transfer (outgoing) $25.00 per payment order Foreign Tracer Fee $20.00 min. per trace -
Service Fee Account Activity Printout $3.00 per request Account Balancing Assistance $25.00 per hour Account Research $25.00 per hour Bad Address Fee $5.00 per month Cashier’s Checks $3.00 per item Change of Address (per postal notification) $5.00 per notification Check Cashing Fee 4 Based on 1.5% of the check amount Coin Purchased (in excess of 10 rolls per month) $0.15 per roll Collection Item (Domestic) $10.00 per item Collection Item (Foreign) $25.00 per item Collection Item (On-us) $10.00 per item Escheat Fee $50.00 per membership account Inactivity Fee 5 $10.00 per month IRA Transfer Fee $15.00 per occurrence Money Orders $2.00 per item Non-sufficient Funds caused by ATM, POS, or ACH $35.00 per item Notary Service (members only) FREE for first three items
$5.00 per signature on four or more documentsOvernight Delivery Fee (afternoon delivery) Fee depends on location/delivery type Payment by Phone $10.00 per request Return Item Fee $10.00 per item Return Item Fee (one-party) $35.00 per item Statement Copy $5.00 per statement Stop Payment on Corporate Check $10.00 per item Tax Levies/Garnishments $25.00 per request -
Service Fee Annual Rental Fee (3x10) $65.00 per box Annual Rental Fee (5x10) $85.00 per box Annual Rental Fee (10x10) $135.00 per box Drill Box Fee $200.00 per occurrence Key Deposit $25.00 per box Late Fee $10.00 per month Replacement Key $25.00 per occurrence Returned Payment Fee $35.00 per occurrence
1 Applies to any Savings Account Closed within 90 days of Opening
2 Applies to any Account Reopened within 90 days of Closing
3 Applies to members between the ages of 19 and 64 with aggregate deposit/loan balances of less than $10,000; E-statements are FREE.
4 The Check-Cashing Fee is waived for members maintaining a share draft account with us or for members who maintain a balance of at least $500.00 in any one account. The Check Cashing Fee also will be waived if you deposit at least 25% of the check into your Savings account.
5 Applies to members between the ages of 19 and 64 with less than $250 in total deposits and no member initiated account activity in a 12-month period.
Fees are current as of January 17, 2024 unless otherwise noted, and are subject to change.