New & Used Auto Loans Whether you’re buying a new or used auto, get a great, low rate through Las Colinas Federal Credit Union. Be sure to check with us first for a pre-approved loan so you can shop like a cash buyer.
Refinance Do you already have an existing loan with another financial institution? No problem! Refinancing could possibly lower your rate, lower your payment, and even shorten your term – saving you money over your existing auto loan.
Our New and Used Auto Loans offer the following value added features and benefits:
Because most full coverage insurance policies cover only the actual cash value of your vehicle, you could easily owe more on your loan than your car is worth if your car is totaled in an accident, or stolen and not recovered.
GAP Insurance is available for both new and used vehicles and protects you from financial loss when you need it most. GAP pays the difference between your insurance settlement and the unpaid net balance of your loan. GAP will even cover your insurance deductible, up to $1,000.*
This great protection is available for only $399, and can be added to your loan -- WITHOUT increasing your monthly loan payment. So don’t get caught upside-down, get GAP on your loan today!
* GAP settlement subject to terms and condition of contract
Mechanical Breakdown Insurance (MBI)
Is your vehicle nearing the end, or worse, out of its factory warranty period? Car repairs can be expensive and inconvenient.
The good news is that your credit union offers comprehensive, extended mechanical coverage on most new and used vehicles. You can even add the cost of the warranty to your credit union auto loan - WITHOUT increasing your monthly loan payment.
Las Colinas Federal Credit Union’s extended warranty plans provide the same type of coverage, but are usually HUNDREDS of dollars less than profit-driven, dealer warranty plans. Additional benefits like 24-hour roadside assistance, rental car during repairs and more are also included.
Take your vehicle to the repair facility of your choice, and payments are made directly to the repair facility – which means little or no out of pocket expense for you.
Why wait? Contact a Loan Officer today for a free quote.