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Savings Rates

Savings Accounts Rates
(Savings, Special Savings and Holiday Club Accounts)
Balances Annual Percentage Yield Compounding Frequency
$100 - $999.99 0.02% Monthly
$1,000 - $24,999.99
0.05% Monthly
$25,000 and over
0.10% Monthly
Starting over Savings Accounts Rates


Average Daily Balance
Annual Percentage Yield Compounding Frequency
Up to $999.99
1.02% Monthly
$1,000 - $1,999.99
1.06% Monthly
$2,000 - $24,999.99
0.05% Monthly
$25,000 and over 0.10% Monthly
Money MarketS Rates


Balances Annual Percentage Yield Compounding Frequency
$2,500 - $9,999.99 0.10% Monthly
$10,000 - $24,999.99 0.12% Monthly
$25,000 - $49,999.99 0.15% Monthly
$50,000 and over 0.15% Monthly
IRA Savings Accounts Rates


Balances Annual Percentage Yield Compounding Frequency
$100 - $2,499.99
0.15% Monthly
$2,500 - $9,999.99
0.25% Monthly
$10,000 and over
0.25% Monthly
Checking Accounts Rates
(includes Regular Checking & Senior Checking Accounts)


Balances Annual Percentage Yield Compounding Frequency
$500 and over
0.05% Monthly
CHECKING OVERDRAFT PROTECTION - (loan)

Line of Credit Overdraft Protection
18%
N/A
Term Share CERTIFICATES & IRA CERTIFICATES Rates
Term Tier 1 APY 1
Tier 2 APY 2 Tier 3 APY 3
3 Month
0.15% 0.20%
0.25%
6 Month
0.20% 0.25% 0.30%
12 Month
0.60% 0.65% 0.70%
18 Month
0.70% 0.75% 0.80%
24 Month
0.75% 0.80% 0.85%
36 Month
0.90% 0.95% 1.00%
48 Month
1.21% 1.26% 1.31%
60 Month
1.61% 1.66% 1.71%

1 $1,000 minimum to open each regular account, $500 to open each youth account
2 $25,000 minimum to open each regular account
3 $50,000 minimum to open each regular account
*Substantial penalty may be imposed for early withdrawal

STEP UP Term SHARE Certificates & IRA Certificates
Term Tier 1 APY 1
Tier 2 APY 2 Tier 3 APY 3
24 Month
0.50% 0.55% 0.60%
36 Month
0.65% 0.70% 0.75%
48 Month
0.95% 1.00% 1.05%
60 Month
1.36% 1.41% 1.46%

1 $5,000 minimum to open each regular account
2 $25,000 minimum to open each regular account
3 $50,000 minimum to open each regular account
*Substantial penalty may be imposed for early withdrawal



Rates are current as of April 29, 2020 unless otherwise noted and are subject to change.