Image of girl holding a $20 bill in her hands
Graphic of piggy bank with coin being inserted

Savings Accounts

Build your future close to home with our savings account options.

 


As a credit union, we’re not here to profit off of you. We’re here to work with friends, family, co-workers and neighbors to build a community. That’s why your membership with us starts with a savings account.

 

And whether you’re a prospective member looking to open your first savings account or a current member exploring all of your savings options, you can find something below to suit your needs.


Best of all, your deposits are safe and insured up to $250,000 per member by the National Credit Union Administration (NCUA), and backed by the full faith and credit of the United States Government. (Watch Video)

BASIC SAVINGS ACCOUNT

$25 to open and maintain account 

Dividends paid on balances of $100 or more 

Account access via telephone, online, in person or via ATM card

Learn More

SAVE TO WIN SHARE CERTIFICATE ACCOUNT 

Every time you make a $25 deposit into your Save to Win share certificate, we’ll enter your name for a chance to win monthly and quarterly prizes, ranging from $25 to $5,000!

Just follow these easy steps to participate: 

Step One: Open a 12-month Save to Win share certificate with at least $25. This is your first entry into that month's drawing, as well as additional drawings throughout the year.

Step two: Make deposits into your share certificate each month. Every $25 deposit earns you an entry into the drawings for up to 10 prize entries per month.

In order to participate in the raffle and be eligible to win prizes, your account must be open through the drawing period and all participants must be at least of sufficient age to enter into a binding contract (18 in most states), a resident of a state in which the principal place of business of one or more participating credit unions is located and be a member with a regular share account (the account which qualifies the individual for membership), in good standing in the participating credit union.

Apply Now

Holiday club Account

Use a savings account to prepare for the most wonderful time of the year. Managing your holiday expenses becomes much simpler when you’ve been saving the entire year - and earning on what you put away.                             

  • No minimum balance required to maintain account
  • May be opened at any time throughout the year
  • Dividends paid on balances of $100 or more
  • Make deposits in person or through payroll deduction, direct deposit, automatic transfers, or home banking
  • Renews automatically each year unless you close the account
  • Funds automatically transfer on November 1 to either your LCFCU Savings or Checking Account, or we can mail a check to the address on your account

GIVE US A CALL AT 214.273.5094 TO OPEN YOUR ACCOUNT TODAY
   

money market Account

Earn more on what you save - with more flexibility. Our Money Market account gives you security, higher dividends and access to your money when you need it, all with no minimum balance requirement.

  • $2,500 to open account
  • No minimum balance required to maintain account
  • Dividends paid on balances of $2,500 or more
  • Account access via telephone, online, or in person at any LCFCU branch

GIVE US A CALL AT 214.273.5094 TO OPEN YOUR ACCOUNT TODAY
   

SPECIAL SAVINGS ACCOUNT

Don’t let costs get in the way of life’s most special moments. Use a Special Savings account to save for household purchases or renovations, dream vacations or any other funds you prefer to keep separate from your basic savings. 

  • No minimum balance required to maintain account
  • Dividends paid on balances of $100 or more
  • Account access via telephone, online, or in person at any LCFCU branch.

GIVE US A CALL AT 214.273.5094 TO OPEN YOUR ACCOUNT TODAY 

Learn More