Stretch Pay Loans
 

Stretch Pay Loans -- part of Financial Rx

Fixing your money troubles is hard when you’re living paycheck to paycheck. Unfortunately, traditional payday loans designed to “help” you stretch your paycheck only add to your troubles. Our Stretch Pay Loan helps you save some money while stretching your paycheck.

We will deposit 10 percent of each Stretch Pay Loan* advance into your savings account, where it will be held as long as you have an outstanding balance.
 
Stretch Pay Loans have special terms and qualifications:
Qualifications
  • Must have 90 days of regular direct deposit from same employer
  • Must present recent check stub with each loan request
  • Must be a member in good standing
Special Features
  • 18% APR (Annual Percentage Rate)
  • $25 application fee per request
  • $200 minimum/$500 maximum loan amount
 
*Stretch Pay Loan payments must be set to auto pay at the same time as your direct deposit (weekly, biweekly or monthly). May have only one Stretch Pay Loan at a time. Courtesy Pay privileges are suspended as long as you have an outstanding Stretch Pay Loan.