Savings Accounts
At Las Colinas Federal Credit Union we offer a wide variety of Share Savings Accounts to give you real flexibility in meeting your savings needs. Savings Accounts are insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 
 

Savings Accounts

An initial deposit of $25 or more opens your basic Savings Account and is your key to membership in the Credit Union entitling you to use a variety of products and services. The savings you and other members maintain on deposit with the Credit Union represents your “share” of ownership.
 
Our Savings Account gives you easy access to your funds, and offers the following features and benefits:
  • $25 to open and maintain account
  • Dividends paid on balances of $100 or more
  • Account access via telephone, online, or in person at any LCFCU branch
  • Account access via ATM Card.
 

Special Savings Account
Open a second savings account for a special purpose. Perfect for "emergency money," vacation cash, or any other funds you wish to keep in a separate account from your main savings. Money can be easily transferred to and from these accounts. Features and benefits include:
  • No minimum balance required to maintain account
  • Dividends paid on balances of $100 or more
  • Account access via telephone, online, or in person at any LCFCU branch
 

Holiday Club Account
It's easier to manage your holiday season expenses when you've saved all year long. Las Colinas Federal Credit Union’s Holiday Club Account is designed to help make saving for the holidays simple and convenient. Make regular deposits to your Holiday Club Account throughout the year (direct deposit or payroll deduction make it simple) and at the beginning of November, the Credit Union will mail you a check or deposit the balance into your savings or checking account...just in time for holiday shopping. The account will automatically reactivate for the next year. Features and benefits include:
  • No minimum balance required to maintain account
  • May be opened at any time throughout the year
  • Dividends paid on balances of $100 or more
  • Make deposits in person, payroll deduction, direct deposit, automatic transfers or home banking
  • Renews automatically each year unless you close it
  • Funds automatically transfer on November 1 to either your LCFCU Savings or Checking Account or we can mail a check to you
 

Money Market Account
If you are looking for an account offering liquidity, high dividends, and safety, this is your account. Your money is not tied up for a specified length of time yet earnings are higher than in a regular savings account. Features and benefits include:
  • $2,500 to open account
  • No minimum balance required to maintain account
  • Dividends paid on balances of $2,500 or more
  • Account access via telephone, online, or in person at any LCFCU branch
 

Starting Over Savings

A key component to getting your financial health on the road to improvement is to start and build a savings account. We know how hard it can be to start saving when you don't feel you have enough money to even get by on. But that's where we can help.

Starting Over Savings is part of our Financial Rx program to get your finances healthy. One of these accounts is required to qualify for various other parts of the Financial Rx program such as: Stretch-Pay Loans and etc.
  • $5.00 to open account
  • No minimum balance required to maintain account
  • EXTRA Dividends paid on all balances (1% above our normal Share Savings rates for balances below $2,000)
  • One FREE Withdrawal per year (each additional withdrawal incurs $15 fee)