Home loans

 

Home Equity

Use the equity in your home to finance a variety of needs, such as a new car, debt consolidation, college tuition or a dream vacation. Our home equity loans are an easy, low interest way to get the cash you need.
  • Low rates
  • Borrow up to 80% of the home’s fair market vale - minus any liens against the property
    (minimum loan amount is $10,000, maximum is $200,000)
  • Terms up to 15 years available
  • Interest may be tax deductible (consult your tax advisor for exact details)
 
For more information, contact our Loan Department.
*Property must be in Texas within a 150-mile radius of LCFCU’s Valley Ranch office.
 

Home Improvement Loans

Has that leaky roof finally gotten to you? What about putting in a pool to beat the summer heat? Whatever your home improvement need, Las Colinas Federal Credit Union has the right loan for you.
  • No points and very low closing costs
  • Low rates
  • Minimum loan amount is $5,000; maximum is $50,000
  • Terms of 5 to 15 years available
  • Interest may be tax deductible (consult your tax advisor for exact details)
 
For more information, contact our Loan Department.
*Property must be in Texas within a 150-mile radius of LCFCU’s Valley Ranch office.
 

Home Mortgage

Whether you are in the market to purchase a new home or looking to refinance your present mortgage loan, Las Colinas Federal Credit Union can help. We work closely with our partner, CU Members Mortgage, to provide members with a more complete portfolio of mortgage financing options.
  • Purchase and refinancing of existing loans
  • Less than perfect credit loans
  • Equity loans
  • 100% financing
  • Fixed rates and ARMS.
 
For more information on rates and terms as well as an online application with a true online response within 3 minutes, click here.