Fee Schedule |
| Savings Fees |
| Below Minimum Balance Service Fee Inactive Savings Account |
$2.00 per month |
| Early Closure Fee* |
$10.00 per account |
| Excessive Share Withdrawal Fee |
$3.50 per transaction |
| Holiday Club Excessive Withdrawal Fee |
$5.00 per transaction |
| Starting Over Savings Withdrawal
Fee |
$15.00 per transaction
(after 1 free wd per yr) |
| Reopen Savings Fee** |
$5.00 per account |
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| Checking Account Fees |
| Regular Checking Account |
$5.00 per month |
| E-Checking Account |
$7.50 per month |
| Second Chance Checking |
$10.00 per month |
| Senior Checking Account |
$3.50 per month |
| Copy of Cleared Check (in excess of two per month) |
$2.00 per item |
| Draft/Check Printing |
Fee Depends on Style of Draft Ordered |
| Courtesy Pay Reinstatement Fee |
$25.00 per reinstatement |
| Invalid MICR Line Processing |
$2.00 per item |
| Non Sufficient Funds (Returned) |
$30.00 per item |
| Overdraft Transfer |
$2.00 per item or payment order |
| Paid Overdraft |
$33.00 per item |
| Reopen Checking Fee** |
$10.00 per account |
| Stop Payment |
$30.00 per item or payment order |
| Temporary Checks |
$0.10 per check |
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| LcfCU Online E-Pay Fees |
| Base Fee (per enrolled suffix) |
FREE (must initiate one bill per month) |
| Non-usage Fee |
$4.95 per month |
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| ATM/Debit Card Fees |
| ATM Card (Savings only) |
$7.50 per year |
| ATM Foreign Transaction |
$1.00 per transaction |
| ATM/Debit Card Negative Balance Fee |
$30.00 per occurrence |
| Replacement ATM/Debit Card |
$5.00 per card |
| Replacement PIN Number |
$1.00 per request |
| VISA Merchant Transaction Copy |
$15.00 per request |
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| Wire Transfer Fees |
| Foreign Wire Transfer (outgoing) |
$40.00 per payment order |
| Western Union (outgoing) |
$25.00 per payment order |
| Western Union Mexico(outgoing) |
$25.00 per payment order |
| Domestic Wire Transfer (outgoing) |
$15.00 per payment order |
| Foreign Tracer Fee |
$20.00 min. per trace |
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| Miscellaneous Fees |
| Account Activity Printout |
$3.00 per request |
| Account Balancing Assistance |
$25.00 per hour |
| Account Research |
$25.00 per hour |
| Cashier’s Checks |
$3.00 per item |
| Change of Address (per postal notification) |
$5.00 per notification |
| Check Cashing Fee |
Based on 1.5% of the check amount |
| (The check-cashing fee is waived for members maintaining a share draft account with us or for members who maintain a balance of at least $500.00 in any one account. The Check Cashing Fee also will be waived if you deposit at least 25% of the check into your Savings account.) |
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| Collection Item (Domestic) |
$7.50 per item |
| Collection Item (Foreign) |
$12.50 per item |
| Collection Item (On-us) |
$10.00 per item |
| Escheat Fee |
$20.00 per membership account |
| Gift Cards (VISA) |
$2.50 per item |
| Medallion Signature Guarantee (members
only) |
FREE |
| Money Orders |
$1.50 per item |
| Non-sufficient Funds caused by ATM,
POS, ACH or Bill Pay |
$30.00 per item |
| Notary Service (members only) |
FREE |
| Overnight Delivery Fee (afternoon delivery) |
$25.00 per item |
| Overnight Delivery Fee (morning delivery) |
$30.00 per item |
| Overnight Delivery Fee (Saturday delivery) |
$35.00 per item |
| Payment by Phone |
$3.00 per request |
| Return Item Fee |
$5.00 per item |
| Statement Copy |
$3.00 per statement-current year; $7 per statement-previous year |
| Return Item Fee (one-party) |
$25.00 per item |
| Stop Payment on Corporate Check |
$3.00 per item |
| Tax Levies/Garnishments |
$10.00 per request |
| Travelers Checks |
$1.00 per $100.00 |
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| *Applies to any Savings Account Closed within 90 days of Opening |
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| **Applies to any Account Reopened within 90 days of Closing |
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